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Philadelphia Inquirer (Free subscription) | yesterday
Dear Harry: About five years ago, I bought a new home with a 7.25 percent fixed-rate mortgage for 80 percent of the cost. Like everywhere else, the value of the home has gone down to about the present amount of the mortgage. I am no longer getting overtim
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Philadelphia Inquirer (Free subscription) | 01/05/2009
Dear Harry: Numerous times in the past, you have written about heirs' bearing responsibility for debts of the deceased. I was left 100 percent of the estate of a close friend. He also named me as executor. I paid all the funeral expenses, which left me ab
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Philadelphia Inquirer (Free subscription) | 01/02/2009
Dear Harry: I am in a serious debt hole from credit-card spending. I lost my job about two years ago, and I didn't find a new one until this past summer. I used up all of my savings. My new job unfortunately pays only about 70 percent of the old one, and
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Philadelphia Inquirer (Free subscription) | 12/31/2008
Dear Harry: In years gone by, I have often used gift cards as Christmas presents. My son just told me that they are not the best thing to give. He said that last year's card diminished in value each month that it wasn't used. In addition, it was difficult to use the last few bucks left on the card if you didn't use it all at once. Is all this true? Are all cards the same in this?